Index card Santander Consumer (UK) plc v Chaudhry

Santander Consumer (UK) plc v Chaudhry

Hearings

England & Wales

31 Jan 2024 [2024] EWHC 170 (KB); [2024] Bus LR 1094; [2024] RTR 33; [2024] WLR(D) 48, KBD (Freedman J)

Subject Matter

CONSUMER PROTECTION — Contract — Credit — Repossession of goods — Police lawfully seizing and impounding vehicle leased to debtor under conditional sale agreement — Police releasing vehicle to creditor — Creditor alleging debtor had breached agreement and refusing to return vehicle to her — Whether creditor’s recovery of possession “from the debtor” and therefore in breach of requirement to obtain court order — Consumer Credit Act 1974 (c 39), s 90

[2024] EWHC 170 (KB); [2024] Bus LR 1094; [2024] RTR 33; [2024] WLR(D) 48, KBD

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