The WLR Daily case summaries
[2024] WLR(D) 48
King’s Bench Division
Santander Consumer (UK) plc v Chaudhry
[2024] EWHC 170 (KB)
2023 Nov 1; 2024 Jan 31
Freedman J
Fair trading— Consumer credit— Agreement— Defendant entering into vehicle lease and conditional sale agreement— Police lawfully seizing and impounding vehicle— Creditor recovering vehicle from storage company used by police— Creditor refusing to return vehicle to debtor on grounds of breach of contract— Whether creditor requiring court order to recover possession of vehicle— Whether taking possession of vehicle from police amounting to recovery of possession from debtor—
Consumer Credit Act 1974 (c 39), ss 90, 91