Various Eateries Trading Ltd v Allianz Insurance plc

Subject Matter

INSURANCE — Contract — Construction

[2022] EWHC 2549 (Comm), KBD

INSURANCE — Contract — Construction — Claimant operator of restaurant chain seeking indemnity from insurer in respect of Covid-19 business interruption losses — Policy providing that losses arising from or attributable to or in connection with single occurrence aggregated and subject to limit of liability — Whether initial human infections in China or introduction of Covid-19 into UK satisfying requirements of aggregation clause — Whether either occurrence too remote to be relevant to claimant’s losses — Principles applicable to remoteness in aggregation — Whether limit of liability applying to entire business or to each insured premises separately — Whether losses occurring after period of insurance recoverable if covered event occurring within that period

[2024] EWCA Civ 10; [2024] Bus LR 810; [2024] 2 All ER (Comm) 414; [2024] WLR(D) 155, CA

Appellate History