The WLR Daily case summaries
[2024] WLR(D) 155
Court of Appeal
Various Eateries Trading Ltd v Allianz Insurance plc
[2024] EWCA Civ 10
2023 Nov 28, 29;
2024 Jan 16
2024 Jan 16
Sir Julian Flaux C, Newey, Males LJJ
Insurance— Contract— Construction— Claimant operator of restaurant chain seeking indemnity from insurer in respect of Covid-19 business interruption losses— Policy providing that losses arising from or attributable to or in connection with single occurrence aggregated and subject to limit of liability— Whether initial human infections in China or introduction of Covid-19 into UK satisfying requirements of aggregation clause— Whether either occurrence too remote to be relevant to claimant’s losses— Principles applicable to remoteness in aggregation— Whether limit of liability applying to entire business or to each insured premises separately— Whether losses occurring after period of insurance recoverable if covered event occurring within that period