Matei v SC Volksbank România SA

Subject Matter

FAIR TRADING — Contract — Unfair terms — Consumer credit contract including terms allowing lender to alter interest rate in response to significant changes on financial market and to impose risk charge — Terms relating to “main subject matter of the contract” or “adequacy of the price and remuneration” excluded from review of unfairness if drafted in plain intelligible language — Whether interest rate and risk charge terms excluded from review of unfairness — Council Directive 93/13/EEC, art 4(2)

(Case C-143/13); [2015] 1 WLR 2385