The WLR Daily case summaries
[2015] WLR (D) 87
FAIR TRADING— Contract— Unfair terms— Consumer credit— — Unfair commercial practices— — Loan agreement— — Exclusion of terms relating to the main subject matter of contract or adequacy of the price and remuneration as long as in plain intelligible language— — Terms including “risk charge” charged by lender and authorising it, under certain conditions, unilaterally to alter interest rate— — Whether lender authorised to unilaterally alter terms— — Council Directive 93/13/EEC, art 4(2)