29 Jan 2009 [2009] EWHC 103 (Ch); [2009] Bus LR 984; [2009] 2 All ER (Comm) 687, Ch D (Judge Purle QC)
05 Nov 2009 [2009] EWCA Civ 1135; [2010] Ch 254; [2010] 2 WLR 1081; [2010] Bus LR 616; [2010] 1 All ER (Comm) 839; [2010] 1 All ER 748; [2009] WLR (D) 320, CA
FAIR TRADING — Consumer credit — Agreement — Mortgage agreement between claimant mortgagee and defendant — Defendant obliged under agreement to discharge prior mortgage from advance but free to use remainder for own purposes — Defendant contending mortgage constituting multiple agreement in two parts providing restricted-use and unrestricted-use credit — Whether agreement in two or more parts in different “categories” — Whether enforceable — Consumer Credit Act 1974, s 18
[2010] Ch 254; [2010] 2 WLR 1081; [2009] Bus LR 984; [2010] Bus LR 616
Southern Pacific Mortgage Ltd v Heath [2009] EWHC 103 (Ch); [2009] Bus LR 984; [2009] 2 All ER (Comm) 687, Ch D
Decision of Judge Purle QC sitting as a judge of the Chancery Division affirmed
Southern Pacific Mortgage Ltd v Heath [2009] EWCA Civ 1135; [2010] Ch 254; [2010] 2 WLR 1081; [2010] Bus LR 616; [2010] 1 All ER (Comm) 839; [2010] 1 All ER 748; [2009] WLR (D) 320, CA
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