The WLR Daily case summaries
[2009] WLR (D) 320
Fair trading— Consumer credit— Agreement— Mortgage agreement between claimant mortgagee and defendant discharging prior mortgage from advance and using remainder for own purposes— Defendant contending mortgage constituting “multiple agreement” in two “parts” providing restricted-use and unrestricted-use credit— Whether mortgage in two categories forming separate consumer credit agreements— Whether enforceable— Consumer Credit Act 1974 (c 39), s 18