One Savings Bank plc v Waller-Edwards

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One Savings Bank plc v Waller-Edwards

Hearings

England & Wales

27 Sep 2023 [2023] EWHC 2386 (Ch), Ch D (Edwin Johnson J)

28 Mar 2024 [2024] EWCA Civ 302; [2024] Ch 279; [2024] 3 WLR 281; [2024] 4 All ER 199; [2024] WLR(D) 171, CA (Sir Geoffrey Vos MR, Peter Jackson, Falk LJJ)

30 Jul 2024 (appn all) [2024] 1 WLR 3668, SC(E) (Lord Lloyd-Jones, Lord Hamblen, Lord Leggatt JJSC)

04 Jun 2025 [2025] UKSC 22; [2025] 2 WLR 1263; [2025] 4 All ER 1009; [2025] 1 Lloyd's Rep 533; [2025] WLR(D) 303, SC(E) (Lord Briggs, Lord Hamblen, Lord Stephens, Lady Rose, Lady Simler JJSC)

Subject Matter

UNDUE INFLUENCE — Constructive notice — Man and woman cohabitee

[2023] EWHC 2386 (Ch), Ch D

UNDUE INFLUENCE — Constructive notice — Borrowers in relationship — Lender making secured non-commercial loan to borrowers in relationship — Loan made partly for joint purposes and partly for sole purposes of one borrower — Other borrower seeking to set aside charge securing loan on grounds of undue influence — Whether lender on inquiry of possibility of undue influence

[2024] EWCA Civ 302; [2024] Ch 279; [2024] 3 WLR 281; [2024] 4 All ER 199; [2024] WLR(D) 171, CA

[2025] UKSC 22; [2025] 2 WLR 1263; [2025] 4 All ER 1009; [2025] 1 Lloyd's Rep 533; [2025] WLR(D) 303, SC(E)

Appellate History

One Savings Bank plc v Waller-Edwards [2023] EWHC 2386 (Ch), Ch D

Decision of Edwin Johnson J affirmed

One Savings Bank plc v Waller-Edwards [2024] EWCA Civ 302; [2024] Ch 279; [2024] 3 WLR 281; [2024] 4 All ER 199; [2024] WLR(D) 171, CA

Decision of the Court of Appeal reversed

One Savings Bank plc v Waller-Edwards [2025] UKSC 22; [2025] 2 WLR 1263; [2025] 4 All ER 1009; [2025] 1 Lloyd's Rep 533; [2025] WLR(D) 303, SC(E)

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