Atlasnavios-Navegação, LDA (formerly Bnavios-Navegação, LDA) v Navigators Insurance Co Ltd (The B Atlantic)

Subject Matter

INSURANCE — Marine — Claim — Infringement of customs regulations — Claimant’s vessel detained by foreign court following discovery of drugs affixed to vessel’s hulll — Owner bringing claim for constructive total loss — Defendant insurers relying on exclusions in policy including infringement of customs regulations — Whether exclusions applying

[2014] EWHC 4133 (Comm); [2015] 1 All ER (Comm) 439; [2015] 1 Lloyd's Rep 117; [2015] Lloyd's Rep IR 151; [2015] CN 59, QBD

INSURANCE — Marine — Claim — Infringement of customs regulations — Vessel detained and forfeited by foreign court following discovery of drugs affixed to hull — Owners claiming indemnity under marine insurance policy for constructive total loss of vessel — Insurers relying on exclusion in policy for detainment by reason of infringement of customs regulations — Whether exclusion applying — Institute War and Strikes Clauses 1/10/83 with additional perils, cl 4.1.5

[2016] EWCA Civ 808; [2017] 1 WLR 1303; [2017] 1 All ER (Comm) 401; [2016] 2 Lloyd's Rep 351; [2016] Lloyd's Rep IR 565; [2016] 2 CLC 349; [2016] WLR (D) 456, CA

INSURANCE — Marine — Claim — Vessel detained abroad for over six months after discovery of drugs affixed to hull by third party without owners’ knowledge — Owners abandoning vessel and claiming indemnity under marine insurance policy for constructive total loss of vessel — Whether loss caused by “any person acting maliciously” — Whether exclusion in policy for detainment “by reason of infringement of any customs … regulations” applying — Whether insurers liable for loss — Institute War and Strikes Clauses 1/10/83 with additional perils, cls 1.5, 4.1.5

[2018] UKSC 26; [2019] AC 136; [2018] 2 WLR 1671; [2018] 4 All ER 589; [2018] 2 All ER (Comm) 671; [2018] 2 Lloyd's Rep 1; [2018] WLR (D) 317; Case details, SC(E)

Appellate History

Commentary

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Malicious acts and exclusion of cover in standard war risk insurance Case comment