West Bromwich Building Society v Wilkinson

Subject Matter

LIMITATION OF ACTION — Period of limitation — Mortgage debt — Borrower defaulting on mortgage repayments — Sale of security by lender — Proceeds of sale insufficient to meet outstanding debt — Claim by lender to recover shortfall — Whether claim for money secured on mortgage — Appropriate limitation period — When limitation period starting to run — Limitation Act 1980, ss 8, 20(1)

[2005] 1 WLR 2303

Appellate History

West Bromwich Building Society v Wilkinson [2004] EWCA Civ 1063, CA

Decision of the Court of Appeal affirmed

West Bromwich Building Society v Wilkinson [2005] UKHL 44; [2005] 1 WLR 2303; [2005] 4 All ER 97, HL(E)

Commentary

Blackstones Civil Practice 2023
Land - Mortgages and deeds 10.44

Acknowledgments and Part Payments - Acknowledgments 10.53

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