The WLR Daily case summaries
[2025] WLR(D) 259
King’s Bench Division
Carbis Bay Hotel Ltd and another v American International Group Ltd
[2025] EWHC 1041 (Comm)
2025 April 23; May 9
Judge Russen KC sitting as a High Court judge
Insurance— Contract— Construction— Business interruption policies covering loss resulting from closure by government due to human infectious or human contagious disease— Policies providing cover for “any human infectious or human contagious Disease (excluding Acquired Immune Deficiency Syndrome)”— “Disease” defined as closed list of diseases not including Covid-19— Businesses suffering losses following imposition of government measures to contain Covid-19— Whether Covid-19 falling within definition of “disease”— Whether Covid-19 falling within business interruption cover