Chancery Division
Seculink Ltd v Forbes
[2024] EWHC 3339 (Ch)
2024 Oct 17, 18; Dec 20
Sir Anthony Mann sitting as a High Court judge
DebtEnforcementMoratoriumCreditor commencing debt enforcement proceedingsDebtor obtaining mental health crisis moratoriumCreditor challenging status of debt as “moratorium debt”Court finding no jurisdiction to determine matter where statutory challenge to debt status not madeCourt requiring claimant to obtain permission to pursue enforcement applicationWhether statutory mechanism exclusive route to challenge status of debtWhether court’s permission required to pursue enforcement application to judgment Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) Regulations 2020 (SI 2020/1311), regs 6, 7(2)(b)(7)(a), 10(3), 17, 19

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