The Business Law Reports
[2025] Bus LR 158
Chancery Division
Breeze and others v TSB Bank plc
[2024] EWHC 2427 (Ch)
2024 July 22–25; Sept 25
Nicholas Thompsell sitting as a deputy High Court judge
Consumer protection— Consumer credit— Agreement— Claimants entering into credit agreement comprising regulated mortgage and unsecured loan— Claimants alleging unfairness in relationship with debtor arising out of loan agreement and related mortgage— Provision prohibiting court from making order redressing unfairness “in connection with” regulated mortgage— Whether court permitted to take account of terms of mortgage as related agreement in judging fairness of relationship and assessing remedy —
Consumer Credit Act 1974 (c 39), ss 140A(1)(5), 140B(1)