Court of Appeal
Delos Shipholding SA and others v Allianz Global Corporate and Specialty SE and others
[2025] EWCA Civ 1019
2025 July 9, 10; 30
Asplin, Males, Popplewell LJJ
InsuranceMarineExclusion clausePolicy excluding loss resulting from arrest, restraint or detainment under customs or quarantine regulations “and similar”Vessel detained for prolonged period having anchored illegallyWhether exclusion applyingProper approach to construction of “and similar” American Institute Hull War Risks and Strikes Clauses (1977), exclusion (e)
InsuranceContractMaterial non-disclosureInsured’s duty to make to insurer fair presentation of riskDuty including disclosure of every material circumstance known to insuredCorporate insured only knowing information known by individuals forming part of its “senior management”Identification of individuals forming part of “senior management”Whether sole director necessarily within term Insurance Act 2015 (c 4), ss 3(1)(3)(4), 4(1)(3)(8)

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