The Weekly Law Reports
[2023] 1 WLR 663
Court of Appeal
*Cooper v The Freedom Travel Group Ltd and another
[2022] EWCA Civ 1557
2022 Oct 19; Nov 25
Macur, Nicola Davies, Carr LJJ
Consumer protection— Consumer credit— “Debtor”— Claimant injured while on holiday purchased by husband using credit card issued by bank— Claimant bringing claim against travel agent— Claimant seeking to add bank to claim as creditor under debtor-creditor-supplier agreement— Whether claimant “debtor” under husband’s credit card agreement with bank— Whether “debtor” referring only to contractual parties to credit agreement— Whether claimant’s claim against travel agent claim for breach of contract—
Consumer Credit Act 1974 (c 39), ss 75, 189(1)
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Package Travel, Package Holidays and Package Tours Regulations 1992 (SI 1992/3288), reg 15(2)
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Council Directive 90/314/EEC, art 5