The WLR Daily case summaries
[2022] WLR(D) 467
Court of Appeal
Cooper v Freedom Travel Group Ltd and another
[2022] EWCA Civ 1557
2022 Oct 19;
Nov 25
Nov 25
Macur, Nicola Davies, Carr LJJ
Consumer protection— Consumer credit— Debtor— Claimant’s husband purchasing holiday under credit card agreement with bank— Claimant injured on holiday bringing claim against travel company— Claimant seeking as debtor under the credit agreement to join bank as defendant— Whether “debtor” referring only to contractual parties to credit agreement— Whether “debtor” including third party beneficiaries of such agreement—
Consumer Credit Act 1974 (c 39), s 75, 189
—
Package Travel, Package Holidays and Package Tours Regulations 1992
(SI 1992/3285), reg 15
—
Council Directive 90/314/EEC, art 5