The WLR Daily case summaries
[2023] WLR(D) 418
Supreme Court
Smith v Royal Bank of Scotland plc
Burrell v Royal Bank of Scotland plc
[2023] UKSC 34
2023 Jan 12; Oct 4
Lord Hodge DPSC, Lord Briggs, Lord Kitchin, Lord Hamblen, Lord Leggatt JJSC
Fair trading— Consumer credit— Claim for redress for unfairness— Claimant entering into credit agreement with bank and related agreement with insurer— Claimant claiming repayment of sums paid under related agreement on ground credit relationship with bank unfair— Defendant bank averring claim brought more than six years after ending of related agreement and so statute-barred— Claim having been brought within six years of ending of credit agreement — When cause of action accruing— When question of unfairness of relationship to be assessed—
Consumer Credit Act 1974 (c 39), ss 140A, 140B
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Limitation Act 1980 (c 58), s 9