Court of Justice of the European Union
Banif Plus Bank Zrt v Lantos and another
(Case C-312/14)
EU:C:2015:794
2015 Sept 17;
Dec 3
Acting President of Chamber L Bay Larsen
Judges F Biltgen, J Malenovský, A Prechal, K Jürimäe
Advocate General N Jääskinen
Financial servicesMarkets in financial instrumentsInvestment services and activitiesConsumer entering into foreign currency denominated loanLoan amount and monthly repayments fixed on basis of currency pricesWhether foreign exchange transactions forming part of loan “investment services”Whether credit institution required to assess appropriateness of service to be provided Parliament and Council Directive 2004/39/EC, art 4(1)(2), Annex 1, Sections A, C

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