EUROPEAN UNIONFinancial servicesInvestment service and adviceConduct of business obligations when providing investment services to clientsObligation to assess suitability or appropriateness of service providedContractual consequences of non-complianceForeign currency denominated loanAdvancement and reimbursement of loan in domestic currencyParliament and Council Directive 2004/39/EC, arts 4(1), 19(4),(5),(9)

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