RESTITUTIONUnjust enrichmentSubrogationBank releasing charges over claimant’s parents’ property in exchange for new charge over property purchased for claimant with proceeds of sale of other propertyClaimant unaware of arrangement and purported charge invalidBank seeking equitable interest in new property on ground that claimant otherwise unjustly enriched at its expenseWhether bank entitled to claim subrogation to unpaid vendor’s lien as means of obtaining restitution

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