Court of Appeal
Office of Fair Trading v Lloyds TSB Bank plc and others
[2006] EWCA Civ 268
2006 Feb 1, 2, 3;
March 22
Waller, Smith and Moore-Bick LJJ
Fair tradingConsumer creditCredit cardConnected lender liabilityCredit card transactions entered into under four-party structure of agreements involving debtor, creditor, supplier and merchant acquirerTransactions entered into abroadClaim by debtor for misrepresentation or breach of contract by supplierWhether statutory remedy available against creditor where transaction entered into under four-party structure or abroad Consumer Credit Act 1974 (c 39), ss. 9, 11, 12, 16, 75, 187

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